It is only with the help of friends like you that the Schenectady ARC is able to support programs that allow children and adults with intellectual and developmental disabilities to live full and productive lives within their communities.
There are many ways, in addition to cash, that you can make a gift. Your gift today can help sustain programs Schenectady ARC is currently funding. And your deferred gift will help ensure that such programs continue to be available to future generations that need them.
Many planned gifts also provide benefits to the donor. Schenectady ARC staff is available to assist you in planning the gift that best meets your personal and philanthropic goals.
Gifts of Securities
Because of the tax advantages of donating appreciated securities, you may find you are able to make a larger gift with stock than with cash. When you make a gift of appreciated securities that you have owned for more than a year, you avoid the capital-gains taxes that would be due if you sold the stock. And, you receive an income-tax deduction based on the full market value of the stock at the time of the gift.
Gifts by Bequest
Bequests to Schenectady ARC may be made in several ways. You may specify a particular dollar amount in your will. Or, you may leave a percentage of your estate. Finally, you may leave a percentage of what remains after taking care of your loved ones. Your attorney will be able to assist with writing your will or codicil.
Gifts of Life Insurance
Perhaps you own a life insurance policy that you no longer need for its originally intended purpose. You may choose to make Schenectady ARC the beneficiary or co-beneficiary of the policy. You may also purchase a new policy for the benefit of Schenectady ARC. This may result in a gift that is much larger than its cost.
Gifts of Retirement Plan Assets
Money in a tax-deferred retirement plan--such as an IRA or 401(k)--that is left to an individual’s heirs can be subject to both income and estate taxes. Taxes can erode a substantial part of these assets. If money in such plans is left to Schenectady ARC, however, the ARC receives the full amount. You may therefore wish to consider providing for loved ones from other assets and making Schenectady ARC the beneficiary or co-beneficiary of your retirement-plan assets.
If you are age 70-1/2 or older, you may make an immediate gift of up to $100,000 from a traditional or Roth IRA directly to a qualified charity such as Schenectady ARC. The gift, which must be made by the end of the year, will not be subject to income tax, and it will count toward the minimum distribution you are required to make from your IRA each year.
It feels good to help an organization close to your heart. Few things in life are more satisfying or enduring. Charitable giving carries on your values by supporting causes that reflect your passions and priorities.
Giving back is a way of life. The desire to give back is part of the human experience. It shapes our family life. It inspires our work and our community. When acted upon, it makes a profound impact on the lives of those we care about and provides an opportunity to leave a personal legacy.
Using tax-deductible bequests, trusts or other charitable giving options, you can reduce taxes while channeling funds to your favorite nonprofit organization.
When you leave a legacy through charitable giving - using tools like wills, appreciated securities, insurance policies and IRAs - you give wings to your lifelong dreams. You empower the hopes of future generations. In ways large and small, you truly change the world.
Honor and memory gifts are another way to support the organization. The Arc will send a special card to those you wish to honor or families of those you wish to remember with your gifts.
All contributions make it possible for Schenectady ARC to provide information, advocacy and support to individuals with intellectual and developmental disabilities and their families. You can show your appreciation for this service by mailing your tax-deductible gift to Schenectady ARC, 214 State Street, Schenectady,NY 12305.
If you prefer to make your donation online with a credit card, please click here or press the Donate Now button at the top of our main page.
If you would like information on planned giving or including Schenectady ARC in your will, please call 518.372.1160.
Schenectady ARC also participates in many corporate matching programs. If your employer offers charitable gifts through payroll deductions and participates in corporate matching campaigns, please consider selecting Schenectady ARC as your charity of choice.There are many ways you can donate to the ARC. However you choose to help ARC your contribution will be greatly appreciated.
Many people prefer to remember their loved ones by making a donation to ARC instead of sending flowers at a funeral.
Leaving a legacy
Legacies are a very important part of ARC’s ability to continue providing high quality services and supports. Speak with your attorney about setting up your legacy contribution to Schenectady ARC.
Give in celebration
Celebrate your next special occasion with a donation to ARC.
To make a donation please contact the Public Relations department at (518) 372-1160.